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  #1  
Old 27-07-2007, 06:37 PM
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I have been asked to post by an insider with a DCA that up to 90% of agreements with Haydock Finance and London Scottish Finance, may be unenforceable.

Apparently both of these companies use tha DCA that this person works for.
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Old 27-07-2007, 06:59 PM
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No, can it be another DCA could find themselves up the creek?
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Old 27-07-2007, 07:33 PM
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This is all coming together nicely as my"mole" at the nationwide has informed me that 70% of their agreements are unforceable.
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The real evil is not the payment of money, but the secrecy attending it (Chitty L.J. in the case of Shipway v Broadwood [1899] 1 QB 369, 373). .

The courts shall not make an enforcement order under section 65(1) if section 61(1)(a) (signing of agreements) was not complied with unless a document (whether or not in the prescribed form and complying with regulations under section 60(1)) itself containing all the prescribed terms of the agreement was signed by the debtor or hirer (whether or not in the prescribed manner

Moneylending transactions as a class give rise to significant social problems.

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Old 27-07-2007, 07:52 PM
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It's definitely starting to show what we suspected for a long time Term, that a big percentage of 'regulated agreements'are, in reality, unenforceable.

All the work over the last year is starting to pay dividends at last
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  #5  
Old 27-07-2007, 09:13 PM
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I bl**dy hope so, I am getting increasingly p'd off with MBNA and I have an overwhelmig urge to extract blood & guts.
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  #6  
Old 27-07-2007, 10:39 PM
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Don't suppose any ones got an insider with Blemain Finace?
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Old 31-07-2007, 11:34 AM
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or blair oliver and scott

or hbos :-D

OR LITTLEWOODS! lol
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Old 01-09-2007, 03:41 PM
hellhasnofury hellhasnofury is offline
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Hello,

I have a sneaky feeling that a lot of Natwest and RBS loan agreements are a bit suspect, Many people who have sent a ca request have been told they cannot provide the agreements. Not to sure, but think it is something to do the ppi and the total charge for credit

M&S are sending store card application forms from as least 1994 for there upgraded &more credit cards (2003).the ??????upgrade accounts have different no etc. They state they sent a mailing to all customers and the fact that they used the card, set up the new agreement

I sent 7 CA requests to my Creditors and I believe one of them is kosher
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  #9  
Old 14-09-2007, 04:41 PM
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Quote:
Originally Posted by hellhasnofury View Post
Hello,

I have a sneaky feeling that a lot of Natwest and RBS loan agreements are a bit suspect, Many people who have sent a ca request have been told they cannot provide the agreements. Not to sure, but think it is something to do the ppi and the total charge for credit

M&S are sending store card application forms from as least 1994 for there upgraded &more credit cards (2003).the ??????upgrade accounts have different no etc. They state they sent a mailing to all customers and the fact that they used the card, set up the new agreement

I sent 7 CA requests to my Creditors and I believe one of them is kosher
Quote:
I have a sneaky feeling that a lot of Natwest and RBS loan agreements are a bit suspect
very correct
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  #10  
Old 14-09-2007, 06:51 PM
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After finding this thread i thought a may as well post my agreement to see what you all think???????



i think it looks ok...but what do i know????

not enough is the answer
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