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  #1  
Old 21-12-2008, 09:10 AM
Main Man Main Man is offline
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Default RBS up to more tricks!

http://business.timesonline.co.uk/to...cle5375685.ece
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  #2  
Old 21-12-2008, 09:16 AM
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I don't wanna play an I want my ball back.
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Halifax won re charges

MBNA
received unenforceable agreement from CCA request
28/08/07 N1 filed at court
06/09/2007 court stayed claim (Credit card ?????)
10/09/2007 applied for removal of stay
15/10/2007 Stay removed at hearing
21/12/2007 applied to court part 18 re agreement
MBNA settled out of court

Capital One
07/07/07 charges+interest refunded in full 1666
24/07/07 Full CCA/SAR request sent
01/08/07 prelim letter no agreement return all PPI and interest applied to PPI
DMP now dealing with PPI for me.

Littlewoods
13/08/07 Littlewoods folded will not be pursuing debt 1176.10

JD Williams
28/08/07 LBA sent no agreement return interst and charges
09/09/2007 POC prepared for comment
10/09/2007 filed N1 at court
15/10/2007 received defence
15/11/2007 accepted offer 697
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  #3  
Old 21-12-2008, 10:44 AM
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There has to more to this surely?????
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  #4  
Old 21-12-2008, 12:49 PM
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I asked this question on a forum 2 years ago as i was concerned as i had C&G mortgage and Lloyd's charges claim.

i was told categorically no, but it does seem Ethe request and action can go ahead and does have to go to court to be stopped or allowed. i was under the impression it was a definite no if you were not in arrears?

My C&G mortgage was before Lloyd's took over C&G so my accounts can not e offset, but i was concerned..am concerned. As I now have 1400 OD increasing monthly with interest.
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Old 23-12-2008, 12:43 PM
Main Man Main Man is offline
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The deal they were on was an interest tracker rate of just 0.04% above base rate.

No wonder RBS were keen to get rid......
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Old 24-12-2008, 12:44 PM
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bad buisness sence, or they assumed that the BOE watching thier backs was going to last forever.
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I will not be on the internet after the end of January 2009, so will not be around as much as usuall.
Anyone who wants to email me still go ahead but i won't be checking daily, more like weekly up the library.

" the cages we live in are often of our own making"

time for a life style change
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Old 08-02-2009, 07:35 AM
sparkie1723 sparkie1723 is offline
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And some people say all Banks are the same ....I say they ain't... these B*******s are the pits and should be shut down.

sparkie

Bank warned amid '1bn bonus' storm
RBS Bank warning

Alistair Darling warns RBS amid 1bn bonuses package planChancellor Alistair Darling announced a review of bank practices amid condemnation of a reported 1 billion bonuses package planned by a bank being propped up by 20 billion of public money.

He warned bosses they should not reward "excessive risk-taking" as he launched the wide-ranging inquiry and said banks had to recognise their duty to the public.

Mr Darling unveiled the inquiry as it was reported that Royal Bank of Scotland (RBS) was in talks over the massive package with the body set up to manage the taxpayers' stake in bailed-out banks.

The claims over the scale of the payouts, in the Sunday Telegraph, came just days after Gordon Brown warned RBS there should be "no rewards for failure" amid mounting anger over banks' behaviour.

RBS chiefs were said to be aiming to stem outrage by limiting the cash element being paid to each employee to 25,000 with the rest made up in shares in the bank.

Most of the share options would be deferred or withheld if the employee left within a set period or if their part of the bank made "significant" losses in the next two years, the paper said.

Around half of the total would be "discretionary" payments with the rest money RBS is "contractually" obliged to give to employees of ABN Amro, the Dutch bank bought by RBS.

The total payout would be around 60% lower than last year's. RBS, now 68%-owned by the Government, is due to report its 2008 results in three weeks, when it will confirm a loss of several billion pounds.

A spokeswoman said that the board was "yet to make a decision on remuneration policy for the year".

But Liberal Democrat Treasury spokesman Vince Cable said the bonuses should be halted.
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  #8  
Old 08-02-2009, 07:57 AM
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RBS stated on the radio this morning that have to pay out these bonuses because it is in the contracts. Over 1 billion pounds in bonuses is obscence. So that leaves six billion of the bailout money. None of the bail out money should have been used for this purpose. This government really needs to be taken to task for allowing this loophole to exist.

Idiots the bloody lot of them.
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  #9  
Old 08-02-2009, 08:02 AM
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What the difference between a leading banker and a pizza?

Answer: A pizza can still feed a family of four.

Turn on BBC 1 one now. It is being discussed
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