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#1
19-09-2014, 01:42 PM
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Old info on credit files?
As I've been busy with a 1st Credit battle lately, I've got into the habit of checking my credit file on a regular basis. However it appears there is information on it that I think shouldn't be. Information that is older than 6 years?
How can this be addressed? thanks in advance 
__________________
Please remember any advice offered comes from a thick geordie, please take everything I say with a large pinch of salt! 
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#2
31-10-2014, 02:22 PM
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This ruling increases the power of the Fourth Principle of the DPA.....lenders beware from now on.
Compliments of Sparkie http://consumercreditlitigationandde...-for-the-case/
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#3
31-10-2014, 03:00 PM
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I would write to the OC concerned and ask them why and to put their reason in writing to yoou
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#4
31-10-2014, 03:01 PM
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Quote:
__________________
Please remember any advice offered comes from a thick geordie, please take everything I say with a large pinch of salt!
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#5
31-10-2014, 03:03 PM
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Quote:
 it was settled in 2007.....
__________________
Please remember any advice offered comes from a thick geordie, please take everything I say with a large pinch of salt!
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#6
31-10-2014, 03:16 PM
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I would wait for their reply and then write back and hit them with Sparkies ruling and if the info is removed from the CRA files, then you are going to take them to Curt for damages and report them in the process to the Regulating Authorities..I would also include the CRA in this as it their systems that are at fault..
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#7
31-10-2014, 03:18 PM
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I'm still waiting for 1st Credit to remove theirs as agreed by the judge.....
I will check again on Monday if still there, BAM, they are in trouble lol
__________________
Please remember any advice offered comes from a thick geordie, please take everything I say with a large pinch of salt!
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#8
31-10-2014, 03:34 PM
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Now there s the case law you can hit them with proposed damages.....kick them hard
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#9
31-10-2014, 05:53 PM
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Remember DCA's and CRA's and even the ICO..... must bear our ruling in mind when considering complaints under the Fourth Principle.....it has be absolutely correct and updated regularly and discarded if its incorrect and/or out of date.
Sparkie
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