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-   -   Old info on credit files? (http://consumercreditsupport.co.uk/showthread.php?t=4654)

birchave 19-09-2014 02:42 PM

Old info on credit files?
 
As I've been busy with a 1st Credit battle lately, I've got into the habit of checking my credit file on a regular basis. However it appears there is information on it that I think shouldn't be. Information that is older than 6 years?

How can this be addressed?
thanks in advance :)

sparkie1723 31-10-2014 03:22 PM

This ruling increases the power of the Fourth Principle of the DPA.....lenders beware from now on.
Compliments of Sparkie

http://consumercreditlitigationandde...-for-the-case/

Dragonlady 31-10-2014 04:00 PM

I would write to the OC concerned and ask them why and to put their reason in writing to yoou

birchave 31-10-2014 04:01 PM

Quote:

Originally Posted by sparkie1723 (Post 81543)
This ruling increases the power of the Fourth Principle of the DPA.....lenders beware from now on.
Compliments of Sparkie

http://consumercreditlitigationandde...-for-the-case/

interesting.........

birchave 31-10-2014 04:03 PM

Quote:

Originally Posted by Dragonlady (Post 81545)
I would write to the OC concerned and ask them why and to put their reason in writing to yoou

thanks DL, one is a credit card that Goldfish admitted they didn't have the paperwork for, it was written off and the PPI refunded, yet it's still sitting on my credit file :mad:
it was settled in 2007.....

Dragonlady 31-10-2014 04:16 PM

I would wait for their reply and then write back and hit them with Sparkies ruling and if the info is removed from the CRA files, then you are going to take them to Curt for damages and report them in the process to the Regulating Authorities..I would also include the CRA in this as it their systems that are at fault..

birchave 31-10-2014 04:18 PM

I'm still waiting for 1st Credit to remove theirs as agreed by the judge.....
I will check again on Monday if still there, BAM, they are in trouble lol

Dragonlady 31-10-2014 04:34 PM

Now there s the case law you can hit them with proposed damages.....kick them hard

sparkie1723 31-10-2014 06:53 PM

Remember DCA's and CRA's and even the ICO..... must bear our ruling in mind when considering complaints under the Fourth Principle.....it has be absolutely correct and updated regularly and discarded if its incorrect and/or out of date.
Sparkie


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